Your Business Credit Guide
I'm Rohan Ramlackhan, founder of Organic Business Credit. I help business owners build business credit that's completely separate from their personal credit—so they can access funding without personal guarantees, protect their personal assets, and scale without limitation.
My Background
My journey into business credit started from personal experience. Running Massey Roofing, I saw firsthand how difficult it was to access capital as a business owner. Banks wanted personal guarantees. Credit cards were tied to my SSN. Every business expense affected my personal credit score.
I knew there had to be a better way—and there was.
I spent years learning the business credit system, making mistakes, and eventually cracking the code on how to build business credit the right way. Now I help other business owners skip the trial and error and build business credit through a proven process.
Experience & Credentials
- Business Owner: Massey Roofing - hands-on experience with business financing challenges
- BNI Member: Business Network International - building business relationships and referral networks
- Education: Digital Marketing Certificate from University of Central Florida (UCF)
- Location: Winter Garden, Florida
What I Believe
Business credit isn't complicated—it's just not taught. Most business owners don't know that they can build credit under their EIN that's completely separate from their SSN. They don't know that vendors will extend net-30 terms to new businesses. They don't know that business credit cards exist without personal guarantees.
I believe every business owner deserves access to this knowledge. That's why I created Organic Business Credit—to make business credit building accessible, understandable, and achievable for any business owner willing to follow the process.
Connect With Me
Ready to Build Your Business Credit?
Whether you're a startup just getting started or an established business ready to separate your finances, I have a program that fits your needs.